Top Business Credit Resources
Below is a comprehensive listing of all of the best organizations, web sites, publications, etc. that are relevant for business credit cards and other forms of business credit. To best maximize on these resources, be sure to read carefully what each one has to offer.
ACCION USA
A leader in U.S. microfinance that is committed to bringing affordable small business loans to microentrepreneurs, this organization has provided over $119 million in over 19,000 microloans since it's inception in 1991.
www.accionusa.org
Business Credit Success
A best-selling book, membership package, and coaching service offered by authors and industry experts Garrett Sutton and Gerri Detweiler - who help entrepreneurs get started with business credit.
www.businesscreditsuccess.com
BusinessFinance.com
An online directory of the funding criteria of over 4,000 sources of business capital. The information is very accurate and unbiased.
www.businessfinance.com
Credit Today Newsletter
This online publication is for trade credit professionals who work at banks or other lending firms. Many entrepreneurs also read it to keep up with industry trends.
www.credittoday.net
Dun & Bradstreet (D&B)
The world’s leading source of commercial information and insight on businesses, with more than 140 million business records. Being listed with them and having a good record helps small businesses get access to business credit.
smallbusiness.dnb.com
Equifax Small Business
This agency provides personal and business credit scores to banks to better educate them about who they are lending to. They also allow small business owners to monitor and purchase their own business credit reports.
www.equifax.com/business/small_business/en_us
Experian Business Credit Services
This global agency is a leader in consumer and business credit reporting and marketing services. They are responsible for accurately reporting your personal and business credit history.
www.experian.com/small-business/business-credit.jsp
MyBusinessCreditBlog.com
Writer Marc Augustine blogs daily with insight, news and tips pertaining to business credit. His blog posts can help newcomers interested in obtaining credit, or established entreprenerus who to want to better manage it.
www.mybusinesscreditblog.com
National Association of Credit Management
This organization was established in 1896 to promote good laws for sound credit, protect businesses against fraudulent debtors, improve the interchange of credit information, develop better credit practices and methods, and establish a code of ethics. They publish a magazine called Business Credit Magazine.
www.nacm.org
Opportunity Fund
A non-profit lender that helps businesses in the state of California. They provide an alternative source of capital for small business owners turned down by banks and who do not want to borrow on credit cards.
www.opportunityfund.org/
small-business-loans/loans-and-services
"Principles of Building Business Credit"
This 152-page book, written by Norman David Roussell, provides readers with a comprehensive and systematic approach to establish a business credit profile. It teaches you how to get access to $100K in 120 days via business credit cards or loans.
www.amazon.com/Principles-Building-
Business-Credit-Roussell/dp/0979620104
Sam's Club Small Business Loans
Sam's Club has an online program with Superior Financial Group, the Nation's leading Small Business Administration (SBA) lender, that makes $5,000 to $25,000 loans available to its members who qualify.
www.samsclub.com/sams/pagedetails/
content.jsp?pageName=sbaLoanProgram
"The Rationale Guide To Building Small Business Credit"
This book, written by Barbara Weltman, is an excellent guide that covers the fundamentals of credit building, including the five C's of credit analysis and how to register your D-U-N-S® number with Dunn & Bradstreet.
http://www.amazon.com/Rational-Building-
Business-Credit-Guides/dp/1932577343/
TransUnion Business
This agency monitors and reports personal and business credit scores to credit-granting institutions. They, like Experian and Equifax, are sought after to determine whether or not a business line of credit should be approved.
www.transunion.com/corporate/
business/business.page
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